If you live in Monroe County, your mortgage company probably requires you to get flood insurance. But even if you aren’t considered to be in a high-risk area, the coverage may be worthwhile. More than 20% of flood claims in the U.S. come from properties outside of high-risk flood zones.
The article below from “Kiplinger” explains how to shop to get the best rate for your flood insurance. And remember, unincorporated Monroe County and the municipalities participate in the Community Rating System, offering residents discounts on their flood insurance. Visit the Resources page on our website to see your discount. Your flood insurance policy will list this discount on your invoice. If you don’t see it, call your agent.