The Latest news from FIRM

FIRM collects news, information and updates from trusted sources to ensure Monroe County residents have the resources they need to understand wind, flood and property insurance in the Keys.

What’s new from FIRM today?

FIRM collects news, information and updates from trusted sources to ensure Monroe County residents have the resources they need to understand wind, flood and property insurance in the Keys.

What Property Insurance do I need in Florida?

Homeowners The policy known as HO3 insures the described owner-occupied dwelling, private structures in connection with the dwelling, personal property on and away from the premises, and loss of use. Personal liability coverage and medical payments coverage are also...

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Previous news from FIRM

Robert Spottswood named to Citizens board

Key West attorney and developer Robert Spottswood has been named to the Citizens Property Insurance Corp. board of governors and the selection will hopefully give the Keys a voice in shaping not only rates but policy. Citizens Property Insurance Corporation was...

2022 Annual Report and Financials

The property insurance crisis in Florida kept FIRM as busy in 2022. Over the course of two special sessions—one in May and one in December—the Florida Legislature introduced some legislation that is helpful to policyholders such as the reinstatement of My Safe Florida...

FIRM hosts Florida Insurance Consumer Advocate

Director of External Affairs Denishia Sword, Middle Keys Habitat for Humanity Executive Director Christine Todd Young, ICA Carter, Marathon City Manager George Garrett FIRM hosted Florida Insurance Consumer Advocate Tasha Carter and Director of External Affairs...

New report underscores Monroe County poverty issue

By TIMOTHY O'HARA Keys Citizen Sep 23, 2023 A new report shows that Monroe County continues to be one of the most difficult and expensive places in the state, if not the country, for working people and families to live. In 2021,...

Escape to Little Palm Island Raffle is back!

Have you always dreamed of a get-away to Little Palm Island? Here's your chance! FIRM's Escape to Little Palm Island is back! Only 100 tickets will be sold at $100 each. The drawing will be held on Facebook Live at 5 pm on Thursday, October 19, 2023. Enjoy Island...

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FIRM PAC advocates directly and through its lobbyists in Tallahassee and Washington, D.C. Contributions to FIRM PAC are not tax deductible.

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Donate to Firm KEYS

FIRM KEYS supports education, research, preparedness and mitigation. Donations to FIRM KEYS may be tax deductible.

Get the insurance Guide

Read it online or download your copy. FIRM’s guide to wind, flood and property insurance is a great way to get started.

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