The Latest news from FIRM
FIRM collects news, information and updates from trusted sources to ensure Monroe County residents have the resources they need to understand wind, flood and property insurance in the Keys.
What’s new from FIRM today?
FIRM collects news, information and updates from trusted sources to ensure Monroe County residents have the resources they need to understand wind, flood and property insurance in the Keys.
OCTOBER TIP OF THE MONTH: PEACE OF MIND FOR RENTERS
Florida Insurance Commissioner Mike Yaworsky is approving major rate decreases for rental insurance policies that will be effective this October. American Modern Home Insurance Company is now approved for an average -12.8% rate decrease for HO-4 policies, affecting...
Previous news from FIRM
FEMA FLOOD MAP UPDATE
In January 2020, FEMA held Community meetings throughout the Keys, offering the public an opportunity to view and comment in person on the proposed preliminary FIRMS. In normal times, there would have been a 90-day period during which communities could file an appeal...
ESCAPE TO LITTLE PALM ISLAND IS BACK!
FIRM's Escape to Little Palm Island is back with a 2-night stay! Enjoy Island Escape Suite accommodations, discretely located on Little Palm Island. With a natural white sand beach, gourmet dining room, limitless water adventures and indulgent spa treatments at Spa...
SEPTEMBER TIP OF THE MONTH: CLARIFYING NFIP’S RATINGS AND CLAIMS TERMS
Under the National Flood Insurance Program, there is a big difference between how your claim is paid if the flooded property is your primary or non-primary home. While the property coverage may differ, contents are covered Actual Cash Value (ACV) either way. Two...
MONROE COUNTY INSURANCE TOWN HALL TAKE-AWAYS
If you attended the FIRM Insurance Town Hall last month, read the excellent coverage by Keys Weekly and posted on this website or watched the replay on FIRM's You Tube channel, you're probably asking, "So what happens now?" SIRS vs RUL The main topic of the town hall...
KEY WEST INSURANCE CRISIS: What Homeowners Need to Know
Key West Realtor Suzanne Moore recently interviewed FIRM's president Mel Montagne for her You Tube show "Inside Key West Real Estate." If you haven't yet checked out Suzanne's channel, you should give her a follow. She has a ton of great content both for locals and...
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Get the insurance Guide
Read it online or download your copy. FIRM’s guide to wind, flood and property insurance is a great way to get started.