FIRM’s Escape to Little Palm Island is back with a 2-night stay! Enjoy Island Escape Suite accommodations, discretely located on Little Palm Island. With a natural white sand beach, gourmet dining room, limitless water adventures and indulgent spa treatments at... 
The golf tournament is SOLD OUT! But your business can still be a sponsor…sign up at MLKAR.com The MLKAR golf tournament is back and this year it will be at the Florida Keys Country Club in Marathon on September 19, 2026. We’re looking for players,... 
Everyone is invited to FIRM’s 20th Anniversary Celebration on June 19, 2026, at the Gardens Hotel in Key West. Since 2006, FIRM has saved Monroe County residents over $760M in Citizens windstorm premiums. FIRM continues to work on behalf of Monroe County for... Monroe’s Commissioners heard a property insurance update of FIRM’s accomplishments over the last year and a forecast for upcoming windstorm insurance. Montagne outlines FIRM’s accomplishments over its 20 years, saving residents of Monroe County over... UPDATE: MONROE COUNTY RATES We have finally received the Monroe County windstorm rates for Citizens and they will be effective 7-1-2026. This is great news for us after many years of never-ending rate increases and paying the highest rates in Florida. Some of the... BY FIRM PRESIDENT MEL MONTAGNE Florida’s SB 1028, which aims to establish a commercial lines clearinghouse for Citizens Property Insurance Corporation policies, is a misguided piece of legislation that prioritizes special interests over genuine competition and... 