In January 2020, FEMA held Community meetings throughout the Keys, offering the public an opportunity to view and comment in person on the proposed preliminary FIRMS. In normal times, there would have been a 90-day period during which communities could file an appeal... 
FIRM’s Escape to Little Palm Island is back with a 2-night stay! Enjoy Island Escape Suite accommodations, discretely located on Little Palm Island. With a natural white sand beach, gourmet dining room, limitless water adventures and indulgent spa treatments at... 
Under the National Flood Insurance Program, there is a big difference between how your claim is paid if the flooded property is your primary or non-primary home. While the property coverage may differ, contents are covered Actual Cash Value (ACV) either way. Two... If you attended the FIRM Insurance Town Hall last month, read the excellent coverage by Keys Weekly and posted on this website or watched the replay on FIRM’s You Tube channel, you’re probably asking, “So what happens now?” SIRS vs RUL The main... Key West Realtor Suzanne Moore recently interviewed FIRM’s president Mel Montagne for her You Tube show “Inside Key West Real Estate.” If you haven’t yet checked out Suzanne’s channel, you should give her a follow. She has a ton of great... Does ‘safe’ mean ‘insurable?’ Citizens holds town hall in Marathon Jim McCarthy and Alex Rickert- Keys Weekly Local officials, property owners and condominium associations had the rare chance to hear from and speak with Citizens Property Insurance leadership regarding... 