FIRM News

What we’re up to in the Florida Keys

Ledger: Irma insurance losses top $7

An article in The Ledger reports that over 877,000 claims have been filed since Irma made landfall in September, topping out at$7.2 billion with even more claims expected. The article breaks down the numbers further and lists Miami-Dade as the county with the largest number of claims followed by Broward, Orange, Lee and Collier.  Note…

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FIRM files new legal petition

FIRM is seeking additional protections for Monroe County residents following Florida Insurance Commissioner David Altmaier’s rate order that denied Citizens Insurance a 2018 rate increase.  FIRM’s attorneys requested a stipulation agreement with the Office of Insurance Regulation (OIR) that if FIRM is successful in its legal efforts to suspend the 2017 Citizens rate increases, the…

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Back the non-profit that backs you!

Since 2006 FIRM has fought for fair windstorm and flood insurance rates for the residents of Monroe County. This year the Florida Office of Insurance Regulation heard us loud and clear, freezing windstorm insurance rate increases for Monroe and saving County policyholders approximately $4 million in 2018 alone. Because of significant legal costs, we more…

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Florida Hardest-Hit Fund offers foreclosure prevention assistance

Following Hurricane Irma most mortgage lenders offered grace periods for homeowners to defer their mortgage payments on uninhabitable homes while paying rent somewhere else.  According to an article from money-cnn.com titled Hurricanes could bring a second disaster, “Roughly 4.8 million mortgaged properties were in the paths of Hurricanes Harvey, Irma, and Maria, representing nearly $746…

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Monroe BOCC: Special meeting on housing recovery

The Monroe County Board of County Commissioners is holding a Special Meeting about “Housing Recovery Strategies” in the aftermath of Hurricane Irma on Wednesday, November 29 at 10:00 am. The meeting is available on Comcast channel 76 or on MCTV on the Monroe County website.  Agenda items include: A presentation of the Monroe County Housing…

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Monroe County participating in STEP Program

In Monroe County, FEMA is offering a new Sheltering and Temporary Essential Power program known as STEP. This grant program only has been implemented twice before – after Superstorm Sandy in the Northeast and following flooding in and around Baton Rouge, La.  The program is available to all residents of Monroe County and municipalities, and…

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NFIP Flood Claim Process

There are important steps to follow when filing a FEMA claim.  The initial Proof of Loss filing requirement was previously 60 days, but is being extended to one year from the date of the hurricane for Irma and Harvey survivors. When the adjuster visits and assesses your flood damage, he/she will work with you to document your…

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FEMA: Travel Trailers an option for eligible survivors in Monroe County

Eligible applicants in Monroe County whose primary residence is uninhabitable as a direct result of damage from Hurricane Irma may receive Direct Temporary Housing Assistance from FEMA. FEMA, in partnership with state and local governments, may provide Direct Temporary Housing Assistance in the form of travel trailers to eligible applicants. Travel trailers are temporary living…

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FEMA: Two weeks left to register for disaster assistance

Disaster assistance is available to eligible individuals and households in the 48 disaster-designated Florida counties with Irma storm-related damages between Sept. 4 through Oct. 18, 2017. Survivors who suffered losses between those dates are encouraged to register as soon as possible. The deadline to apply for assistance is Thursday, Nov. 9. Read the FEMA press…

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