FIRM 2025 ANNUAL REPORT AND FINANCIALS

2025 OVERVIEW Citing what they believe to be successful legislative insurance reforms enacted in 2022, the Florida Legislature, the Office of Insurance Regulation and Citizens Property Insurance Corporation have been in a “wait and see” holding pattern when it comes...

FIRM 2024 ANNUAL REPORT AND FINANCIALS

2024 OVERVIEW Legislative insurance reforms over the previous two years did much to eliminate fraudulent claims and AOB abuse. However, the reforms mostly benefited insurers while providing little relief to policyholders. In 2024 FIRM took steps to bring benefits to...

2023 ANNUAL REPORT AND FINANCIALS

While the property insurance crisis in Florida continues to trouble policyholders throughout thestate, in 2023 FIRM took steps on behalf of the residents of Monroe County to strengthenimportant relationships, collaborate on meaningful legislation, and develop an...

2023 Annual Report Executive Summary

While the property insurance crisis in Florida continues to trouble policyholders throughout the state, in 2023 FIRM took steps on behalf of the residents of Monroe County to strengthen important relationships, collaborate on meaningful legislation, and develop an...
2022 Annual Report and Financials

2022 Annual Report and Financials

The property insurance crisis in Florida kept FIRM as busy in 2022. Over the course of two special sessions—one in May and one in December—the Florida Legislature introduced some legislation that is helpful to policyholders such as the reinstatement of My Safe Florida...

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