FEMA FLOOD MAP UPDATE

In January 2020, FEMA held Community meetings throughout the Keys, offering the public an opportunity to view and comment in person on the proposed preliminary FIRMS. In normal times, there would have been a 90-day period during which communities could file an appeal...

WHAT IS THE “MY SAFE FLORIDA CONDOMINIUM” PILOT PROGRAM

What is the My Safe Florida Condominium program? The My Safe Florida Condominium Pilot Program was enacted during the 2024 Legislative Session and provided $30 million in funding statewide. This initiative aims to support eligible condominium associations by providing...

How does the Claims Process Work?

The first step in the claims process is to contact your insurance agent. If that is not feasible then you should contact your carrier directly. It is important to have these phone numbers in your important papers as more than likely there will be a loss of power, and...

What is the “My Safe Florida Home” Program

The My Safe Florida Home Program was re-enacted in 2022. The program was created to strengthen Florida homes against hurricanes and save homeowners money. The program consists of two primary components: Wind mitigation home inspections to identify those elements of...

How are Rates determined for flood insurance?

The National Flood Insurance Program (NFIP) sets flood premiums based on a rating methodology called Risk Rating 2.0 “Equity in Action” (RR2.0). RR2.0 considers specific characteristics of a building – where the building is located, the type of construction and the...

Where do i purchase wind or flood insurance?

Windstorm insurance can be purchased through your local insurance agent who represents multiple companies or through a captive insurance agent who is affiliated with one company such as State Farm Insurance. Either type of insurance agent will be able to inform you of...

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