FIRM is hosting a town hall-type meeting to help condominium associations, businesses and residents better understand practical steps they can take to improve insurability and avoid non-renewals from Citizens Property Insurance Corporation (Citizens), especially roof related issues.
Citizens leadership is coming to the Florida Keys to meet directly with our community and provide clear guidance on the insurance challenges many policyholders are currently facing.
Event Details
- Date – August 25, 2026
- Time
- 9 am-Noon – Government Officials Roundtable
- 1:30-4 pm – Community Forum
- Location – Marathon Government Center, 2798 Overseas Hwy., 2nd Floor
- Featured Presenters from Citizens
- Jay Adams, Chief Insurance Officer
- Stephen Mostello, Vice President, Underwriting
What you will learn
- Clear explanation of Structural Integrity Reserve Studies (SIRS) and Milestone Inspections vs. insurance underwriting requirements
- How Citizens’ unique Roof Exclusion Endorsement can help rehabilitate properties and extend coverage
- Practical steps that associations and property owners can take to improve insurability and avoid non-renewals
- Real-world solutions and case examples tailored to the Florida Keys
Who should attend
Elected officials and local government building officials and administrators should plan to attend the morning session to discuss a cooperative approach tailored for Monroe County that accounts for our stringent local building standards, adherence to Miami-Dade NOA and limited number of licensed roof contractors available in the County.
The afternoon session is geared towards condominium or homeowners association board members and commercial property owners, for whom most of the recent non-renewals apply, as well as residential property owners who may also be receiving roof-related non-renewals from Citizens. Also encouraged to attend are:
- Realtors® and property managers
- Mortgage lenders
- Property insurance agents
- Member of the Florida Keys Contractors Association
- Property Inspectors
- Appraisers
- Member of Chamber of Commerce
Please RSVP
Please RSVP by August 15, 2026 by emailing info@firmkeys.org or calling 305-294-3476. FIRM will provide confirmation and updates closer to the date of the event. Space is limited, so please respond early.
The program will be televised on MCTV Live on the Monroe County website, channel 76 on Comcast and 99 on AT&T Uverse and recorded for later viewing on FIRM’s You Tube Channel.