Archive for September 2021

Risk Rating 2.0 Sample Rate Comparison

Graphic with houses and an upwards arrow

The two graphs below show a portion of the sampling that FIRM rated using FEMA’s Risk Rating 2.0. In almost all cases, having an elevation certificate (EC) lowered the premium for the property. FEMA claims that it’s internal data sets have accurately determined a structure’s first floor height, making elevation certificates unecessary.  However, this makes…

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FIRM shares concerns over FEMA’s Risk Rating 2.0

Sinking House

FIRM estimates homeowners throughout Monroe County could see flood insurance rate increases ranging from $100 to $9,000 annually—with an average increase of $3,200 – if FEMA’s proposed Risk Rating 2.0 goes into effect on Oct. 1, as planned. “Rate increases of this size,” said Mel Montagne, president of FIRM, “will be devastating to the economies…

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National Preparedness Month 2021

preparedness month image with weekly themes

National Preparedness Month (NPM) is an observance each September to raise awareness about the importance of preparing for disasters and emergencies that could happen at any time. The 2021 theme is “Prepare to Protect. Preparing for disasters is protecting everyone you love.” We’ll be focusing on the theme for each week in our social media feeds.…

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