FIRM offers condolences to the family and friends of Donna Malaer Moody who passed away peacefully on June 4, 2021 at Harmony Ridge at Reynolds Mountain in North Carolina.  Donna was a co-founder of FIRM.

Senator Bob Graham’s book¬†America the Owner’s Manual: Making government work for you has a chapter on the grassroots efforts from which FIRM was born.

“…when residents of Key West started receiving renewals for their windstorm insurance in early 2006, with premiums that in some cases had tripled since the previous bill…two Key West residents–Cindy DeRocher and Donna Moody–talked to their neighbors and learned that they were not alone in seeing huge increases in their premiums.

“On the evening of February 6, 2006 Fair Insurance Rates in Monroe (FIRM) was born when DeRocher, Moody, and thirty-two neighbors got together and compared notes on their insurance rates.”

The efforts of Moody and the others rolled back those rate increases by 35%, and over the years FIRM, the organization they founded, has saved the residents of Monroe County close to a $1B dollars in windstorm and flood insurance premiums.

Monroe County would be a much different place without the efforts of these citizen activists, and FIRM continues to carry on that work on behalf of the residents of Monroe County. Never doubt that you have the power to make positive changes in your community.

FIRM extends sincerest gratitude to Donna Moody and her co-founders.

Condolences may be made to the family at ashevillerealalternative. com



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