FIRM has sent a letter to Citizens CEO Barry Gilway initiating the administrative review process under Florida law, requiring Citizens to review its position regarding the new rates.Read More
State officials expect minimal losses to Florida’s “cat” fund due to this season’s two hurricanes, the first to make landfall in Florida in eleven years. Currently the fund has $17 billion in reserve. Read full story hereRead More
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Words from Our Members
"In the first six months after forming, the members of FIRM were able to help repeal a proposed 25% residential windstorm premium increase for Monroe County and went on to further reduce residential rates from Citizens Property Insurance Corporation for Monroe County by over 30%"
"Over the past 35 years, Florida's families have paid into the NFIP (National Flood Insurance Program) over $16 billion, four times more than the amount they have received in claim reimbursements. We have done more than our fair share to make the NFIP financially sound. In addition, Florida's superior coastal building code standards and leading efforts in the area of hurricane loss mitigation have further reduced exposure for the NFIP. Florida's rates should commensurately reflect these important risk-mitigating factors."
-Gov. Rick Scott
Letter to Senators Bill Nelson and Marco Rubio
"FIRM will continue our mission to move toward residential, condominium and commercial property insurance rates in Monroe County that are neither excessive, discriminatory, nor unaffordable. We will strive to sustain and support our Keys communities by instigation of appropriate physical and financial property protection. "