It’s been six months since Hurricane Irma made landfall in Monroe County. Many people are still struggling to recover, and most of us are in various stages of rebuilding in one form or another. The Monroe County website has a Hurricane Irma Recovery page that has loads of information to help residents in their recovery…Read More
Rising housing costs, deforestation, and higher rates of consumption are making a lot of folks rethink the Modern American Home. Hear a team of presenters discuss the advantages of Tiny Homes, including model tiny house communities and environmentally friendly tiny houses. Take part in an open discussion about the advantages and opportunities that tiny homes…Read More
Speaking in Miami Beach at the Insurance-&Risk-Linked Securities Conference this week, Roy Wright, who oversees the National Flood Insurance Program, says if you live in Florida, you need flood insurance. The article in the Miami Herald gives these staggering statistics: “So far, flood claims for Irma in the state have amounted to $850 million —…Read More
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Lee and Pat Cummings
Steve and Kathy Russ
Betty Metz Rubenstein
Lady Alexander Association, Inc.
Mary Ellen Beattie
Clements Family Charitable Trust
Island of Key Largo Federation of Homeowner Associations
Homes and Land Magazine
Florida Keys Electric Cooperative
Sellers Insurance, LLC
AM Electric and Sunmasters AM
The Cabana Club Key Colony Beach
Words from Our Members
"In the first six months after forming, the members of FIRM were able to help repeal a proposed 25% residential windstorm premium increase for Monroe County and went on to further reduce residential rates from Citizens Property Insurance Corporation for Monroe County by over 30%"
"Over the past 35 years, Florida's families have paid into the NFIP (National Flood Insurance Program) over $16 billion, four times more than the amount they have received in claim reimbursements. We have done more than our fair share to make the NFIP financially sound. In addition, Florida's superior coastal building code standards and leading efforts in the area of hurricane loss mitigation have further reduced exposure for the NFIP. Florida's rates should commensurately reflect these important risk-mitigating factors."
-Gov. Rick Scott
Letter to Senators Bill Nelson and Marco Rubio
"FIRM will continue our mission to move toward residential, condominium and commercial property insurance rates in Monroe County that are neither excessive, discriminatory, nor unaffordable. We will strive to sustain and support our Keys communities by instigation of appropriate physical and financial property protection. "
"I cannot tell you how very grateful I am to FIRM."
-Sue in Islamorada
"Thank you for all that FIRM does for our community."
-Kris in Marathon
"Keep up the good work"
-John in Big Pine Key
"Thank you for the wonderful information at your forums. As we evacuated for Irma I grabbed our white FIRM Home Property Binder and added my insurance policies to take along. This proved very beneficial in apply to FEMA and making contact with the insurance companies to initiate a claim within days of the storm." - Angela in Key West