Hurricane survivors commonly struggle with PTSD and other forms of mental disorder following the storm. Even those who did not suffer structural damage may be experiencing survivor’s guilt and compassion fatigue. However, these responses to the storm and its aftermath shouldn’t be considered “disorders.” We are all having normal reactions to abnormal situations. There are…Read More
The Monroe County Board of County Commissioners directed County staff to work on adding a second 180-day extension period to its Comprehensive Plan and Land Development Code for permits to place temporary trailers on private property for emergency housing after a natural or manmade disaster in unincorporated Monroe County. These permits are issued by the…Read More
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Lee and Pat Cummings
Steve and Kathy Russ
Betty Metz Rubenstein
Lady Alexander Association, Inc.
Mary Ellen Beattie
Clements Family Charitable Trust
Island of Key Largo Federation of Homeowner Associations
Homes and Land Magazine
Florida Keys Electric Cooperative
Sellers Insurance, LLC
AM Electric and Sunmasters AM
Words from Our Members
"In the first six months after forming, the members of FIRM were able to help repeal a proposed 25% residential windstorm premium increase for Monroe County and went on to further reduce residential rates from Citizens Property Insurance Corporation for Monroe County by over 30%"
"Over the past 35 years, Florida's families have paid into the NFIP (National Flood Insurance Program) over $16 billion, four times more than the amount they have received in claim reimbursements. We have done more than our fair share to make the NFIP financially sound. In addition, Florida's superior coastal building code standards and leading efforts in the area of hurricane loss mitigation have further reduced exposure for the NFIP. Florida's rates should commensurately reflect these important risk-mitigating factors."
-Gov. Rick Scott
Letter to Senators Bill Nelson and Marco Rubio
"FIRM will continue our mission to move toward residential, condominium and commercial property insurance rates in Monroe County that are neither excessive, discriminatory, nor unaffordable. We will strive to sustain and support our Keys communities by instigation of appropriate physical and financial property protection. "
"I cannot tell you how very grateful I am to FIRM."
-Sue in Islamorada
"Thank you for all that FIRM does for our community."
-Kris in Marathon
"Keep up the good work"
-John in Big Pine Key
"Thank you for the wonderful information at your forums. As we evacuated for Irma I grabbed our white FIRM Home Property Binder and added my insurance policies to take along. This proved very beneficial in apply to FEMA and making contact with the insurance companies to initiate a claim within days of the storm." - Angela in Key West