FIRM has released its 2017 Annual Report which outlines the activities and accomplishments of 2017 as well as plans for 2018 and beyond. The report also lists noteworthy events, mission, organization, past accomplishments, and financial reports for FIRM’s 501(c)(4) and 501(c)(3) organizations. FIRM fights on behalf of the residents of Monroe County for fair windstorm…Read More
FIRM will be at the Lower Keys Chamber’s Business WalkAbout and Silent Auctions at Boondocks. This is our first time participating, so stop by and show your support!Read More
Insurance costs, availability of affordable housing, and an increase in extreme weather is changing the demographics of coastal communities. It’s a complicated issue that sees more desirable coastal areas becoming inhabited only by the wealthy, while other less desirable coastal areas may see only the poor left behind. The compelling article in Insurance Journal looks at…Read More
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Lee and Pat Cummings
Steve and Kathy Russ
Betty Metz Rubenstein
Lady Alexander Association, Inc.
Mary Ellen Beattie
Clements Family Charitable Trust
Island of Key Largo Federation of Homeowner Associations
Homes and Land Magazine
Florida Keys Electric Cooperative
Sellers Insurance, LLC
AM Electric and Sunmasters AM
The Cabana Club Key Colony Beach
Words from Our Members
"In the first six months after forming, the members of FIRM were able to help repeal a proposed 25% residential windstorm premium increase for Monroe County and went on to further reduce residential rates from Citizens Property Insurance Corporation for Monroe County by over 30%"
"Over the past 35 years, Florida's families have paid into the NFIP (National Flood Insurance Program) over $16 billion, four times more than the amount they have received in claim reimbursements. We have done more than our fair share to make the NFIP financially sound. In addition, Florida's superior coastal building code standards and leading efforts in the area of hurricane loss mitigation have further reduced exposure for the NFIP. Florida's rates should commensurately reflect these important risk-mitigating factors."
-Gov. Rick Scott
Letter to Senators Bill Nelson and Marco Rubio
"FIRM will continue our mission to move toward residential, condominium and commercial property insurance rates in Monroe County that are neither excessive, discriminatory, nor unaffordable. We will strive to sustain and support our Keys communities by instigation of appropriate physical and financial property protection. "
"I cannot tell you how very grateful I am to FIRM."
-Sue in Islamorada
"Thank you for all that FIRM does for our community."
-Kris in Marathon
"Keep up the good work"
-John in Big Pine Key
"Thank you for the wonderful information at your forums. As we evacuated for Irma I grabbed our white FIRM Home Property Binder and added my insurance policies to take along. This proved very beneficial in apply to FEMA and making contact with the insurance companies to initiate a claim within days of the storm." - Angela in Key West